Putting

 homeownership 

within reach.

The RiseUp Fund is a nonprofit organization, created by Houwzer, which provides a path to homeownership for underserved communities.

Key Benefits

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THE PARTNERS THAT WORK ALONGSIDE US

Our mission is to accelerate generational wealth of the underserved through homeownership.

CATEGORY

CLASSIFICATION

Key Benefits

What does your company offer that will improve or solve a problem? Explain the pain point being alleviated.

CATEGORY

Key Benefits

What does your company offer that will improve or solve a problem? Explain the pain point being alleviated.

Want to partner with us?

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Who do we help?

The people who actually need it.
Specifically, the 
ALICE segment as defined by the United Way.

Asset Limited

Income Constrained

Employed

ALICE has no safety net in times of crisis

ALICE's income falls short of essentials

ALICE's is working, yet not earning enough

For every home we help our clients buy or sell, Houwzer will donate $100 to the RiseUp Fund.

$100  / 100%

100% of those funds will go directly to the families selected into our program.

We'll use Houwzer's resources to:

  • Acquire and develop homes in appreciating communities
  • Deliver turnkey homes with built-in equity to ALICE families
  • Secure permanent financing for the new owners of the home affordable homes.

Why?

We see homeownership as the missing link in the chain for both wealth and opportunity creation. 

Homeownership has always been the clearest path to wealth in America, but there's never been equal rights or access. By leveling the playing field, we can support upward mobility for many families who have been left behind.

Email Us

Putting

homeownership

within reach.

The RiseUp Fund is a nonprofit organization, created by Houwzer, which provides a path to homeownership for underserved communities.

Our mission is to 

accelerate 

generational 

wealth of the underserved through 

homeownership.

For every home we help our clients buy or sell, Houwzer will donate $100 to the RiseUp Fund.

$100

100% of those funds will go directly to the families selected into our program.

100%

Who do we help?

The people who actually need it.
Specifically, the 
ALICE segment as defined by the United Way.

Asset Limited

Income Constrained

Employed

ALICE has no safety net in times of crisis

ALICE's income falls short of essentials

ALICE's is working, yet not earning enough

Riseup Fund logo
Asset Limited icon - Riseup Fund
Income Constrained icon - Riseup Fund
Employed icon - Riseup Fund
ApplyApply

We're taking applicants!

If you make an annual income between the amounts below, you may qualify for our program. 












Please apply if you'd like to be considered as a candidate for our program, which consists of closing cost and down payment assistance in addition to a newly rehabbed home at an affordable price via an affordable mortgage through Houwzer Mortgage. Applicants must show proof of completion of a credentialed financial literacy course.

Apply

We're taking applicants!

If you make an annual income between the amounts below, you may qualify for our program. 












Please apply if you'd like to be considered as a candidate for our program, which consists of closing cost and down payment assistance in addition to a newly rehabbed home at an affordable price via an affordable mortgage through Houwzer Mortgage. Applicants must show proof of completion of a credentialed financial literacy course.

Income Limit

$19,850 – $52,950

$22,700 – $60,500

$25,550 – $68,050

$28,350 – $75,600

$31,040 – $81,650

$35,580 – $87,700

$40,120 – $93,750

$44,660 – $99,800

 # of People in Family

1

2

3

4

5

6

7

8

Income Limit

$19,850 – $52,950

$22,700 – $60,500

$25,550 – $68,050

$28,350 – $75,600

$31,040 – $81,650

$35,580 – $87,700

$40,120 – $93,750

$44,660 – $99,800

# of People in Family

1

2

3

4

5

6

7

8

Your Path to Homeownership

*Pre-Approval

If accepted into the RiseUp Program, you'll be contacted by Houwzer Customer Care to meet with a Mortgage Advisor, so you know how much home you can afford.

Meet with an Agent 

Once you have been pre-approved, you’ll meet with a real estate agent to look at homes in your price range.

Select a Home 

The home you select will either need modest rehabbing or none. RiseUp will front the cost.

Apply for a loan 

Once you’ve chosen a property, we can begin  the Mortgage Application Process. Check the  Mortgage Application flyer for the documents  you’ll need throughout the process.

Disclosures

Loan Estimate & Federal/State disclosures are  delivered to the borrower. Then the borrower  must provide their “intent to proceed” to order services.

Appraisal 

Houwzer Mortgage will order your appraisal on your behalf and submit it to the underwriter for approval.

Underwriting 

An underwriter will evaluate your loan application and decide if additional information is required. 

Final Loan Approval
 
Once your application has been approved, your loan is moved to “Clear to Close” status.

Money for Closing 

Houwzer Mortgage will contact you with information regarding final closing costs, if any, once the RiseUp award is calculated.

Closing Documents
 
The Closing Documents are conveyed to the title company.

Closing Disclosure
 
Lender provides the Closing Disclosure to the borrower and/or realtor.

Final Closing Step
 
Meet to sign closing documents at the title company. Bring a Cashier’s Check and Photo ID with you.

*Pre-approval is based on a preliminary review of credit information provided to Houwzer Mortgage, which has not been assessed by underwriting. Final loan approval is subject to a full  underwriting review of support documentation including, but not limited to: applicant’s credit score and history, assets, proof of steady income, and a satisfactory appraisal.

 
Nations Home Loans, LLC d/b/a Houwzer Mortgage. Houwzer Mortgage is a mortgage broker and lender. NMLS #1172936. All mortgage rates above apply to homes located in either DC, MD,  NJ, PA, VA or FL. Licensed by the Pennsylvania Department of Banking and Securities, the New Jersey Department of Banking and Insurance, the Maryland Commissioner of Financial Regulation,  the District of Columbia Department of Insurance, Securities, and Banking, the Virginia Bureau of Financial Institutions, and the Florida Office of Financial Regulation. Not available in all states

Your Path to Homeownership

*Pre-Approval

If accepted into the RiseUp Program, you'll be contacted by Houwzer Customer Care to meet with a Mortgage Advisor, so you know how much home you can afford.

Meet with an Agent 

Once you have been pre-approved, you’ll meet with a real estate agent to look at homes in your price range.

Select a Home 

The home you select will either need modest rehabbing or none. RiseUp will front the cost.

Apply for a loan 

Once you’ve chosen a property, we can begin  the Mortgage Application Process. Check the  Mortgage Application flyer for the documents  you’ll need throughout the process.

Disclosures

Loan Estimate & Federal/State disclosures are  delivered to the borrower. Then the borrower  must provide their “intent to proceed” to order services.

Appraisal 

Houwzer Mortgage will order your appraisal on your behalf and submit it to the underwriter for approval.

Underwriting 

An underwriter will evaluate your loan application and decide if additional information is required. 

Final Loan Approval
 
Once your application has been approved, your loan is moved to “Clear to Close” status.

Money for Closing 

Houwzer Mortgage will contact you with information regarding final closing costs, if any, once the RiseUp award is calculated.

Closing Documents
 
The Closing Documents are conveyed to the title company.

Closing Disclosure
 
Lender provides the Closing Disclosure to the borrower and/or realtor.

Final Closing Step
 
Meet to sign closing documents at the title company. Bring a Cashier’s Check and Photo ID with you.

*Pre-approval is based on a preliminary review of credit information provided to Houwzer Mortgage, which has not been assessed by underwriting. Final loan approval is subject to a full  underwriting review of support documentation including, but not limited to: applicant’s credit score and history, assets, proof of steady income, and a satisfactory appraisal.

 
Nations Home Loans, LLC d/b/a Houwzer Mortgage. Houwzer Mortgage is a mortgage broker and lender. NMLS #1172936. All mortgage rates above apply to homes located in either DC, MD,  NJ, PA, VA or FL. Licensed by the Pennsylvania Department of Banking and Securities, the New Jersey Department of Banking and Insurance, the Maryland Commissioner of Financial Regulation,  the District of Columbia Department of Insurance, Securities, and Banking, the Virginia Bureau of Financial Institutions, and the Florida Office of Financial Regulation. Not available in all states